One of the benefits of PNWCTA membership…
… the best rates for Retail Lot Liability Insurance
INSURANCE COVERAGE: As a seller of Christmas
trees, you need a specialized liability policy to protect your
premises and products sold. The Christmas Tree Liability Insurance
Program includes insurance for the following:
- Tree Farms, including Choose & Cut: This
includes coverage for the acreage upon which your trees are grown
and sold. Premium is based on the number of acres. Choose
& Cut Farms are subject to equipment use exclusions.
- Retail Lots: This includes the Christmas tree
lots you operate. Premium is based on the number of lots with
premium discounts for multiple lots.
WHAT TYPE OF COVERAGE DO YOU GET FOR YOUR MONEY?
LIABILITY LIMITS AVAILABLE: There are four limits of
General Liability from which you may choose: $300,000; $500,000;
$1,000,000; or $2,000,000 each occurrence & aggregate limits.
Higher limits are available upon request.
POLICY TERM: The coverage is an annual policy
term effective 9-01-2011 to 9-01-2012. Applications received after
the effective date, are bound the day accepted.
DEDUCTIBLE: $500.00 per occurrence. The
deductible applies to all loss adjustment expenses.
- General Liability provides premises and operations insurance
for claims arising from the operations of your Retail Lot, Choose
& Cut or Tree Farm.
- Products Liability provides insurance for claims arising from
the sale of your product.
- Personal and Advertising Injury Liability protects you against
claims involving libel, slander and invasion of privacy.
- Broad Form Property Damage Liability
- Pesticide or Herbicide Liability provides insurance for claims
arising out of the actual, alleged or threatened discharge,
dispersal, seepage, migration, release or escape of Pesticides or
Herbicides at or from your premises. This coverage carries $100,000
or $200,000 Limits of Liability and a $1,000 Deductible.
Insurance program administered by:
707 SW Washington, Suite 625
Portland, Oregon 97205
503-226-1422 • FAX: 503-226-2488
Keelson Partners offers association members, that become
members in the Christmas Tree Liability Purchasing Group, a
competitive and affordable liability insurance program available
through Great Northern Insurance Company a member of the Chubb
Group of Insurance Companies, rated "Superior A++" by "A.M. Best"
(Rating Guide for Insurance Companies). The Christmas Tree
Liability Insurance Program is available in all states.